AVP

Market Analysis & Decision Report

Prepared by AVP Group • Living Elevated

Property Price ($)

Interest Rate (%)

Annual Taxes ($)

Annual Insurance ($)

Annual MIP Rate (%)

Income & FHA Self-Sufficiency Test

Unit	Beds	Fair Market Rent	Heat
Unit 1	3		Included
Unit 2	3		Included
Unit 3	2		Included
Unit 4	1		Included
Total Monthly Rent		$7,800	75% Rule

Effective Income (75%)$5,850

Max P&I Allowed$4,932

Includes 1.75% FHA Upfront MIP financed into loan

Loan ≈ $711,869 • P&I ≈ $4,389 / mo • PMI ≈ $327 / mo • PITI+PMI ≈ $5,634 / mo

Result:Passes FHA Self-Sufficiency

Projected Rent Increase ($ total)

New Total Rent$8,300

Effective Income (75%)$6,225

Supported Loan$—

Supported Property Value$—

Scenario Result—